Healthcare support employees actually use.
Most hourly employees don't have a healthcare plan to help them navigate the system. When a child gets sick, a prescription costs more than expected, a hospital bill arrives, or someone loses coverage, they're often left trying to figure it out on their own.
That's what ful.CashPay was built for.
Members can connect with a physician through CirrusMD in about 60 seconds with no copays and no limit on visits. They can compare prescription prices before heading to the pharmacy, get help understanding medical bills, explore financial assistance programs, and find out whether they qualify for public coverage options such as Medicaid or CHIP.
Just as important, employees have access to experts who help them understand their options, avoid costly mistakes, and make informed decisions about their care and their family's healthcare needs.
Everything is available through a single app and included for spouses, partners, and dependent children up to age 26.
The goal is simple: make healthcare easier to access, easier to understand, and easier to afford for people who are often left to navigate paying out of pocket on their own.
When employees have somewhere to turn.
Whether it's a sick child at home, a prescription question before a shift, a confusing hospital bill, or uncertainty about eligibility or enrollment in public programs, employees have somewhere to turn whenever they need help.
In one employer study, employees who used CirrusMD's physician-first virtual care experienced significantly lower turnover than employees who did not. Among uninsured and benefits-unenrolled workers, turnover was reduced by 32%.
Employees who feel supported tend to stay longer. And for organizations operating across multiple locations, those gains compound over time.
Operations run better when teams stay together.
When workforce stability improves, operators tend to see it show up across the business.
Throughput improves when experienced teams have more reps. Service becomes more consistent. Guest experiences hold up across locations, not just the ones where your best managers happen to be stationed.
Fewer shifts run short. Fewer sections close early. Fewer locations quietly reduce hours because the schedule can't support what the operation is capable of handling.
And when managers aren't spending their week hiring and retraining, they have more room for the things that actually move performance: coaching, executing during peak periods, maintaining standards, and preparing for growth.
None of this requires a perfect labor environment. It requires teams that are stable enough for the operation to run at capacity—and leadership teams that aren't constantly rebuilding.
That's what ful.CashPay is designed to support.
