Consider Ful

Built for people figuring out healthcare on their own.

Ful.CashPay was built for employees and families who often pay for healthcare out of pocket or delay care because they aren't sure what it will cost or what comes next.

It brings together the practical support people are most likely to need—from unlimited $0 physician visits anytime to prescription savings, expert hospital bill support, healthcare navigation, and Medicare, Medicaid, and CHIP eligibility and enrollment assistance.

For many employees, Ful.CashPay is much more than access to a doctor. It's knowing someone has their back if and when healthcare becomes confusing, expensive, or overwhelming.

Workforce Healthcare Comparison

Healthcare benefits come in many forms, each designed to address different employee and employer needs. The comparison below highlights several common approaches to help leadership teams better understand how they differ.
Employees who need help with... Traditional Telehealth Healthcare Access Platform Employee Assistance Program (EAP) Ful.CashPay
Seeing a physician 24 hours a day, 7 days a week Varies
Connecting with a physician in under 60 seconds Varies
Receiving unlimited $0 virtual physician visits Plan dependent
Acute medical care
Ongoing primary care Sometimes
Mental health evaluation & medication management Sometimes Counseling & referrals
Specialty care, including dermatology Sometimes
Women's, men's & pediatric care Sometimes
Saving money on prescriptions Sometimes
Reducing hospital bills by up to 100% Limited
Getting expert help with Medicare, Medicaid & CHIP eligibility and enrollment Limited
Learning how to make informed healthcare decisions Limited
Healthcare support for eligible household members Usually with additional cost Varies Varies

Support beyond the doctor's visit

Ful.CashPay was designed for employees and families who often pay out of pocket for healthcare or struggle to access affordable care through traditional benefits. By combining physician-first care, healthcare access, healthcare navigation, healthcare savings, education, and expert support into one benefit, employees receive help throughout their healthcare journey—not just during a doctor's visit.

Employers looking to... Traditional Telehealth Healthcare Access Platforms Employee Assistance Program (EAP) Ful.CashPay
Offer affordable healthcare to part-time employees Sometimes Sometimes Limited
Support employees without traditional health insurance Sometimes Limited
Extend healthcare support to eligible household members Typically requires additional cost Varies Varies
Provide employees with access to a physician 24/7 Varies Limited
Help employees address healthcare needs before they become more serious Limited Limited
Help employees make better healthcare decisions Limited Limited
Reduce healthcare-related financial stress Limited Limited
Strengthen workforce stability Indirect Indirect Indirect
Implement a workforce healthcare benefit without insurance-level complexity

Comparisons reflect common capabilities of each approach. Individual providers, plan designs, and service offerings may vary.

Ful.CashPay combines physician-first care, healthcare access, healthcare navigation, prescription savings, hospital bill support, eligibility assistance, and physician-reviewed healthcare education into a single workforce healthcare benefit.

Designed to fit your workforce. Not replace your benefits.

Ful.CashPay complements traditional employer-sponsored health insurance by extending meaningful healthcare support to employees who often have the fewest practical options.

Affordable pricing, straightforward implementation, and minimal administration make Ful.CashPay easy to introduce. Unlike traditional health insurance, it isn't tied to annual open enrollment, so you can launch whenever the timing is right for your organization. Dedicated Customer Success helps guide a smooth implementation from day one.



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Simple, transparent pricing

Starting at

$12.99 PEPM

Everything needed to support employees and their eligible household members in one membership.

  • Unlimited $0 physician visits
  • Eligible household members included
  • Prescription savings
  • Expert hospital bill support
  • Healthcare navigation
  • Medicare, Medicaid & CHIP eligibility and enrollment assistance
  • Customer Success and implementation support

Pricing varies based on workforce size and implementation. See the Resource Center for complete pricing details.